Can I Keep My Car When I File Bankruptcy?

Will I be able to Keep my Car if I File Bankruptcy!? People often ask “Will I be able to keep my car or cars if I file bankruptcy?” In almost every case, the answer is – Yes!  Ultimately, you get to keep your car during and after your case is closed. Even if you […]

What to Expect at the Bankruptcy 341(a) Meeting

What to Expect During a Meeting of Creditors When you file for bankruptcy, you will have to attend a hearing conducted by your bankruptcy trustee called a “meeting of creditors” or a bankruptcy 341 hearing. The purpose of this meeting is to allow the bankruptcy trustee an opportunity to ask you questions about the information […]

Why Debt Settlement & Consolidation Does Not Work

Why Debt Settlement Companies Do NOT Work! Now, more than ever, people are financial stressed and are in seeking a way out of the financial situation they feel trapped in. In swoop the debt settlement companies. These companies engage in tactics that deceive and mislead people about what they do.  They deceive and mislead people […]

The Ins and Outs of a Bankruptcy Discharge

WHAT IS A BANKRUPTCY DISCHARGE? A bankruptcy discharge is a permanent order prohibiting creditors from taking any type of collection action.  Specifically, debtors will not be able to file lawsuits, make telephone calls, or send you collection letters relative to discharged unsecured debt. A bankruptcy discharge will relieve you from being held personal liability for certain […]

Recommended PA Car Insurance Coverage

Purchasing PA Car Insurance When purchasing PA car insurance, there are many confusing decisions to make. By making the wrong choices, your future and the future of your loved ones may be significantly compromised.  The chart below lists the minimum PA car insurance coverage required by state law. Unfortunately, individuals with only minimum PA car […]

Chronic Pain Injury

CHRONIC PAIN INJURY While accidents caused by negligence can lead to any number of injuries, a chronic pain injury can be especially difficult to manage. If you’re suffering from chronic pain that was caused by another person’s negligence, you need experienced legal counsel. The National Institute of Health (NIH) defines chronic pain as any pain […]

Federal Bankruptcy Exemptions

BANKRUPTCY EXEMPTIONS – KEEP YOUR THINGS One question that I am commonly asked is, “Will I lose any of my property or assets if I file a bankruptcy?” Almost always, the answer is, “No! You’ll be able to keep your home, vehicles, and all of your personal property.” Under the Bankruptcy Code, there are many […]

Credit Card Debt is on the Rise

Credit Card Debt is Crushing According to a study by WalletHub, in 2017, credit card debt nationwide rose by $92.2 billion. Furthermore, credit card debt reached its highest levels since before the 2007 Great Recession. Much of that increase happened in the final quarter of the year when the additional $67.6 billion in debt represented […]

What Causes Tractor Trailer Accidents?

Tractor trailer crashes happen for a number of reasons.  Some of the most common causes that contribute to tractor trailer accidents include the following: Driving While Distracted Truck Driver Fatigue Road Rage or Aggressive Driving Speeding Loads that Exceed Truck’s Weight Limit or is Balanced Incorrectly Alcohol and Drug Violations Violations of Hours of Service […]

Restore Your Credit by Filing Bankruptcy

Bankruptcy doesn’t ruin or destroy your credit. Bankruptcy helps to RESTORE YOUR CREDIT! Below are a few reasons as to why a bankruptcy will help to restore your credit: Firstly, if you’ve filed for Chapter 7, you will have to wait another 8 years before you’re able to file another Chapter 7. Secondly, once your […]