JPPLAW is local, and we’re here to help!
We understand that most people want to pay their bills. Unfortunately, life doesn’t always go according to plan. A sudden job loss, layoff, divorce, serious illness, or the death of a spouse or loved one can quickly make financial obligations overwhelming — and even impossible — to manage.
If you’re facing creditor pressure or debt collectors because of circumstances beyond your control, you’re not alone — and you do have options.
Let’s fix it today!
Bankruptcy is designed to give individuals and families a true fresh start — a chance to reset and move forward. It immediately stops harassing calls from creditors and debt collectors, puts an end to collection letters and lawsuits, and provides a lawful path toward lasting financial relief and stability.
Most people associate bankruptcy with shame or loss and fear they will lose everything they own. Those concerns are understandable—but they are often based on common myths and misconceptions that are absolutely false.
The truth is that bankruptcy can actually do the following for you:
Bankruptcy is a legal process designed to help individuals and families manage debt when it becomes overwhelming. You may be searching online for a “bankruptcy lawyer near me” or “bankruptcy attorney near me,” and while searching you might have learn that there are two different types of bankruptcy for individuals, each serving a different purpose.
Two types of bankruptcy filed by individuals are Chapter 7 and Chapter 13. Depending on your circumstances, bankruptcy may allow you to eliminate debt entirely through Chapter 7 or restructure and repay debt in a more manageable way through Chapter 13.
Filing for bankruptcy can also provide immediate relief by stopping creditor harassment, wage garnishments, repossessions, foreclosure proceedings, and other collection actions through the automatic stay.
An experienced Wilkes-Barre bankruptcy attorney can help you understand your options, determine whether Chapter 7 or Chapter 13 is right for you, and guide you through the process from start to finish.
If you are a business owner searching for a business bankruptcy attorney, help is available as well. Bankruptcy can be a powerful tool for both individuals and businesses seeking financial relief and a fresh start.
Let’s take a closer look at the two most common types of personal bankruptcy: Chapter 7 and Chapter 13.
Chapter 7 bankruptcy eliminates most of your debt very quickly and efficiently. From the time your case is filed to the time you receive a discharge, it usually takes about four months.
Chapter 13 bankruptcy allows you to develop a manageable repayment plan over a period of either thirty-six or sixty months.
Attorney Jason P. Provinzano of JPPLAW has helped thousands of clients achieve financial freedom and security by filing for bankruptcy.
And even though we are based in Wilkes-Barre, we help people from all over Northeastern and Central Pennsylvania. If you have been looking for a Scranton bankruptcy attorney or were searching for a bankruptcy attorney near me, we will be there for you! We want all our clients to think, “I am working with the best bankruptcy attorney near me.”
We also offer virtual meetings, if that is most convenient for you.
Call us today – 570-822-5771 – for a free and confidential consultation. You’ll be glad that you did!
Relationship: Fellow lawyer in community
“Jason is an excellent attorney committed to providing the highest quality representation to clients. I endorse this attorney without reservation.”
Relationship: Fellow lawyer in community
“I highly recommend Attorney Provinzano. Excellent attorney in Wilkes-Barre area and works hard for
his clients.”
How to Handle Creditor Calls While Contemplating Bankruptcy
Preparing for Back-to-School Expenses: Can Bankruptcy Provide Relief?
Halfway Through the Year: Is Bankruptcy the Solution for Your Debt Resolution Goals?
Bankruptcy and Student Loans: What You Can and Can’t Discharge
Bankruptcy Myths Debunked: What Actually Happens When You File
Bankruptcy and Medical Debt: What You Need to Know
Summer Travel Plans? How Bankruptcy Can Impact Your Finances
Debt Consolidation vs. Bankruptcy: Which Option Is Best for You?
How Bankruptcy Can Help Prevent Foreclosure and Repossession
How to Know When It’s Time to Consider Bankruptcy
Tax Season and Bankruptcy: What You Need to Know About Tax Debt
How Bankruptcy Affects Joint Accounts, Debts, Assets, and Relationships
New Year, Fresh Start: Is Bankruptcy the Right Option for You?
Understanding Chapter 7 vs. Chapter 13 Bankruptcy: Which is Right for Your Situation
BANKRUPTCY EXEMPTIONS – KEEP YOUR THINGS
How Long Does it Take to File Bankruptcy?
Are Bankruptcies Public Record?
Filing for Bankruptcy: What You Should Know Before Paying Your Taxes
Rebuilding Credit After Bankruptcy: Steps to Take Right Away
Financial Tricks and Treats: Understanding the Benefits of Bankruptcy
Filing for Bankruptcy in Pennsylvania: A Step-by-Step Guide
How Bankruptcy Affects Retirement Savings and Social Security Benefits
How Much Does a Bankruptcy Lawyer Cost?
What Does a Bankruptcy Lawyer Do?
What Happens to Your Assets When You File for Bankruptcy
Do I Qualify for Chapter 7? Understanding the PA Means Test
Pennsylvania Bankruptcy Exemptions (What Can I Keep?)
What Debts Are Dischargeable in Chapter 7?
Many people feel anxious, embarrassed, or overwhelmed when they first start thinking about bankruptcy. There is a lot of misinformation out there, and it can be difficult to know who or what to believe. You are not alone in feeling this way.
Attorney Jason P. Provinzano will take the time to listen to your concerns, answer your questions, and explain the process in clear, plain language. From the very first conversation, our goal is to help you feel informed, supported, and at ease.
You will quickly understand that you are not trapped and that there is a way forward. Together, we will review your options, create a plan that fits your situation, and begin working toward real financial relief. Most clients tell us they feel a sense of relief and hope after speaking with Attorney Provinzano.
