> Personal Injury & Bankruptcy Lawyer in Berwick, PA

Personal Injury & Bankruptcy Lawyer in Berwick, PA

Finances are something most people have difficulties with. Even if you have a good past managing your finances, debt can happen quickly. Once it’s there, it can feel impossible to escape. Whether its credit card debt or medical bills, overwhelming debt can happen to anyone. After struggling to pay it off, many people are stuck asking themselves what options they have left.

The answer for millions who are in this situation is to file for bankruptcy. Everyone deserves to have a fresh start, which is exactly what you can get with bankruptcy. Whether it’s Chapter 7 or Chapter 13 bankruptcy, this can help you gain control of your finances again. Attorney Jason P. Provinzano is here to provide legal services to those looking for a bankruptcy lawyer in Berwick, PA.

Chapter 7 Bankruptcy

Sometimes, the amount of debt a person has and the amount of money they have makes it impossible to pay off. For those who are unable to pay off their debt based on their income, Chapter 7 bankruptcy may be able to help. By filing for this, you have the opportunity to have some, and possibly all, of your debts erased.


Chapter 7 bankruptcy has plenty to offer to those who need it. This is clear to see, as it’s the most common type of bankruptcy. This chapter can be beneficial to those who have especially large amounts of debt, being that there’s no limit to how much debt you can have canceled with Chapter 13. The process of having your debt cleared from Chapter 7 is also quick, allowing you to get back to your life. Debts can be cleared in as little as three months.

Chapter 13 Bankruptcy

Chapter 13 bankruptcy has some key differences from Chapter 7. While Chapter 7 cancels your debt and you no longer have to continue paying, you’ll be able to pay off all your debt. This makes it ideal for people who have the income to pay for their debt with some adjustments. Debts are rearranged to a payment plan lasting three to five years.


The main benefit of Chapter 13 is that it allows you to arrange your debt in a way that enables you to pay it off. Some know that they have the means to pay their debt, just not the way they currently are, and this gives them that chance. One thing that many people worry about before filing for bankruptcy is what it will do to their credit. If you’re worried about your credit report, consider Chapter 13 bankruptcy, which will stay on the report for less time than Chapter 7.

Top-Rated Bankruptcy Lawyer in Berwick

Struggling with debt and going through bankruptcy might be one of the most stressful times in a person’s life. However, with the right people behind you, it doesn’t have to be that way at all. With services from Attorney Jason P. Provinzano, you’ll quickly realize the benefits of filing for bankruptcy. Hundreds in the area have gotten out of debt with the help of JPPLaw.

If you’re considering filing for bankruptcy, you likely have a lot of questions regarding the process and if it’s right for you. Contact us today for a free consultation to learn more about bankruptcy.

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