> Personal Injury & Bankruptcy Lawyer in Weatherly, PA

Personal Injury & Bankruptcy Lawyer in Weatherly, PA

It’s hard to get through life without accumulating a little bit of debt. You can do everything you can to make smart financial decisions, but life doesn’t always work that smoothly. Debt is sometimes unavoidable and can happen to anyone. Although debt can start out small, it accumulates quickly, and once it’s there, it’s incredibly challenging to get out of.

For debt you can’t get out of, bankruptcy is often going to be your best option. If you’re considering filing for bankruptcy, you need the right assistance. Attorney Jason P. Provinzano at JPPLaw can provide the help that you need to file for bankruptcy and get out of debt.

What To Know About Bankruptcy

Deciding whether or not bankruptcy is right for you can be overwhelming, and you’re likely to have a lot of questions. Here are a few things to know about filing for bankruptcy.


You Have Different Options

Not everyone files for the same type of bankruptcy. Everyone’s situation is unique, so different bankruptcy chapters can help meet your needs. Chapter 7 bankruptcy is the most common chapter, and it’s the one most people will already be familiar with. To file for Chapter 7, you need to pass a means test, which we can help with at JPPLaw. This chapter is meant for those who don’t have the income to pay off their debts. These debts can be discharged through Chapter 7 bankruptcy, often without requiring you to give up your assets.

For those who aren’t able to pass the means test, Chapter 13 bankruptcy is often the best choice. This chapter can be used by those who have the financial means to pay off their debts, just not the way they’re currently structured. Chapter 13 bankruptcy allows you to pay your debts off over time with either a three-year or five-year repayment plan.


Not All Debts Can Be Discharged

Bankruptcy is only the right option for you, depending on what type of debt you’re struggling with. Only certain debts can be discharged through bankruptcy, so it’s important to understand what debts you have and if they apply. Unsecured debts like credit card bills, medical bills, and personal loans can be discharged through bankruptcy, to name a few. One of the first things you should do when filing for bankruptcy is to ensure the debts you have can be discharged.


Bankruptcy Forms Can Be Confusing

Although bankruptcy can be incredibly helpful for many, it isn’t always a simple process. The forms needed to file for bankruptcy can often be difficult and confusing when you don’t have any experience dealing with matters like this. With something this important, you don’t want to risk making a mistake filling out forms. Because of this, it’s important to work with an attorney you trust to ensure no mistakes are made.

Work With a Trusted Bankruptcy Lawyer in Weatherly, PA

Dealing with debt has likely caused you a lot of stress, so the last thing you need is more stress brought on by filing for bankruptcy. With the right help, this process is simple. At JPPLaw, we can provide expert service and guidance that makes filing for bankruptcy as easy as possible. Attorney Jason P. Provinzano has helped hundreds of people in situations like yours and is ready to help take on your case.

Contact JPPLaw today for a free consultation from an experienced bankruptcy lawyer in Weatherly, PA.

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