The Different Types of Bankruptcy
Bankruptcy is one of the most powerful tools to help you regain your financial independence when few other options remain. It can eliminate debt, protect your savings, and put an end to harassment from bill collectors. Unfortunately, bankruptcy is also complicated, misunderstood, and often unfairly stigmatized. At JPP Law, we know that, when utilized correctly, […]
Should You File for Bankruptcy?
We all know how difficult it is to manage our finances. Most people will have trouble with it from time to time, often resulting in some debt. This is something many of us have experienced, and debt can sometimes feel unavoidable. Debt can be incredibly challenging to get out of, and even a small amount […]
Debt Settlement Companies Don’t Work
DEBT RELIEF COMPANIES DON’T DO WHAT THEY SAY THEY DO The Consumer Financial Protection Bureau recently brought a case against Freedom Debt Relief (one of many Debt Settlement Companies) alleging that they weren’t telling its customers everything about how settlement works, and that it wasn’t handling their debts like it advertised. Unfortunately I’ve meet with […]
Exceptions to the Automatic Stay: Repeat Bankruptcy Filings
If you file for bankruptcy more than once within a year, the automatic stay is limited. When you file a Chapter 7 or Chapter 13 bankruptcy, the automatic stay prevents creditors from trying to collect debts from you (i.e. calls, letters, or law suits, ect). However, this protection may be limited in time, or not […]
What is Chapter 7 Bankruptcy?
What is Chapter 7 Bankruptcy? Chapter 7 bankruptcy is a quick and easy process that allows a person to discharge most unsecured debt. There is a lot of false information out there about bankruptcy. Please know that Chapter 7 bankruptcy is not scary; it is not adversarial – meaning there is no fight; it does […]
What Should I Do After a Rear End Car Accident?
Rear End Car Accident – What Should I Do? A rear end car accident is a common occurrence. Rear end car accidents often occur at a red lights, stop signs, or when traffic slows. Generally, the operator of the vehicle that hit you in the rear will be at fault for causing the crash. There […]
How is Joint Property Treated in Bankruptcy?
Find out how filing for bankruptcy under Chapter 7 or Chapter 13 will affect joint property you own with your spouse. If you are married and considering bankruptcy, you should consider how your bankruptcy filing will affect your spouse and the property you own together (i.e. joint property). The answers depend on what type of […]
Rear-End Auto Accident Causes & Common Injuries
Nearly 40% of all car accidents are rear-end auto accidents. Moreover, National Highway Traffic Safety Board estimates that 2 1/2 million rear-end auto accidents occur in the United States each year. Traffic congestion has exacerbated the problem of rear-end auto accidents. Furthermore, cell phones have also proven a significant factor in many rear-end auto accidents […]
Tractor Trailer Accident Negligence & Common Causes
Tractor trailers are a necessary part of our society. Although they are needed, it can be dangerous to be on the road with them. Tractor trailers are large and can weigh up to 80,000 pounds when loaded. As a result, when an accident occurs with a tractor trailer, it often results in serious injuries or […]
Five Things You Should Not Do Before Filing for Bankruptcy
Many debtors ask about what they should do before filing bankruptcy; but what about the things that debtors shouldn’t do before filing bankruptcy? Below is a list of five things debtors should avoid before filing bankruptcy: Do NOT decimate your retirement account in an attempt to repay creditors. In fact, it’s never a good idea […]
