> Personal Injury & Bankruptcy Lawyer in Kingston, PA

Personal Injury & Bankruptcy Lawyer in Kingston, PA

Debt is something most people will experience at some point in their life. While it’s something no one ever wants to have to deal with, it’s substantially worse for some. Even if you’ve had a history of being financially responsible, you could still quickly get into troublesome debt. Many people realize that once you get into debt, it can be nearly impossible to get out. Everyone aims to find a way to pay off their debt, but many don’t have the means to do so.

Bankruptcy can sometimes have a bad rap, but it can have life-changing benefits for many. Filing for bankruptcy might be the only chance a person has to stop getting calls from debt collectors, save their home from foreclosure, and finally get out of debt. Although it might be difficult, Attorney Jason P. Provinzano is here to help residents in Kingston who are filing for bankruptcy. For both Chapter 7 and Chapter 13 bankruptcies, you can rely on the legal services of JPPLaw.

Chapter 7 Bankruptcy

By filing for Chapter 7 Bankruptcy, you have the chance to have some, and possibly all, of your unsecured debts. This is a great option for individuals and businesses who don’t have the income to be able to pay off their debt. Because of this, those filing for Chapter 7 bankruptcy need to pass a means test, which we can quickly do at JPPLaw. For many who are looking to file for bankruptcy, there’s a good chance they’ll be filing for Chapter 7, as it’s the most common chapter. The aspects of Chapter 7 bankruptcy are also what most people will think of when they think of bankruptcy. While many people might assume you have to give up many of your assets as a part of Chapter 7 bankruptcy, many are actually “no asset” cases. This means you could keep most, if not all, of your assets.

Chapter 13 Bankruptcy

Some might find themselves in a situation where they have the income needed to pay their debt, but require some additional help to do so. If this sounds like you, it’s possible that Chapter 13 bankruptcy will be your best chance. For those who aren’t able to pass the means test, this can be a beneficial way of getting out of debt. Under Chapter 13 bankruptcy, you have the opportunity to have your debts rearranged. Rather than canceling out your debts, you’re given the chance to pay them back via a three or five-year repayment plan. Unlike Chapter 7 bankruptcy, Chapter 13 is only available for individuals who are having trouble paying off debt.

Acclaimed Bankruptcy Lawyer in Kingston

When you’re going through a major life event like filing for bankruptcy, you want to know that you have the right people on your side. A highly qualified lawyer can be your most valuable asset as you go through the process of filing for bankruptcy. As a bankruptcy lawyer in Kingston, PA, Attorney Jason P. Provinzano has helped hundreds get out of debt. At JPPLaw, we are committed to helping those in Kingston and surrounding areas understand bankruptcy and help them get out of debt.

Dealing with debt and considering whether or not you should declare bankruptcy can be an incredibly stressful time. To help you get through this, contact us today to learn more about bankruptcy.

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