> Personal Injury & Bankruptcy Lawyer in Bloomsburg, PA

Personal Injury & Bankruptcy Lawyer in Bloomsburg, PA

For many Americans, it’s impossible to get through a single day without thinking about the debt you have to pay off. The majority of people have some type of debt with very few options to pay it off. No matter how cautious you are with your finances, you can easily end up with an insurmountable amount of debt. This can occur from credit card debt you accrued in order to pay for your necessities or even just getting medical treatment and ending up with a huge bill.

Anyone who’s been in debt before knows how hard it can be to get out of. While you’re trying to get money together to pay it off, it only continues to grow. At some point, it can get to an amount that might make you lose hope of ever getting out of it. When this happens, bankruptcy might be your best choice. At JPPLaw, Attorney Jason P. Provinzano is here to help those struggling with debt in Bloomsburg to file for bankruptcy.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy is the most common chapter, and it’s likely the one you’ll likely already be the most familiar with. If you have more debt than you’d be able to pay off based on your income, you might be able to qualify for Chapter 7. In order to see if you qualify for Chapter 7, you’ll need to pass a means test first, which we’re able to do with you in only a few minutes at JPPLaw. This is not only a good way for individuals to get out of debt, but for businesses as well. When you file for Chapter 7 bankruptcy, there’s a good chance it will be a “no-asset” case, meaning that you’ll be able to hold onto your assets.

Chapter 13 Bankruptcy

Some people struggle to pay off their debt the way it’s currently set up, but they do have the means to eventually pay it off. If you have an income that would allow you to pay off your debt over time, Chapter 13 bankruptcy will likely be a better choice for you. With Chapter 13 bankruptcy, you’re given the opportunity to pay off your debt with a payment plan that lasts from three to five years. For those who have the income to be able to afford to pay off their debt, having it rearranged into a convenient repayment plan makes it possible for them to finally get control of their finances again.

Get Bankruptcy Assistance in Bloomsburg

Bankruptcy is something most people fear. This is typically viewed as a negative thing, but for those who need it, bankruptcy is often a blessing. A bankruptcy lawyer knows how valuable it can be for people to finally get out of debt. The process is relatively quick, but it can often be complex, so working with a bankruptcy lawyer can make a huge difference in how your case ends. When you’re struggling through debt, you need a highly qualified bankruptcy attorney like Attorney Jason P. Provinzano on your side. JPPLaw has helped residents all around the Bloomsburg area to help discharge their debt.

Don’t let your debt take control of your life any longer. Contact us today to get started with a bankruptcy lawyer in Bloomsburg.

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