Every day, innocent people suffer serious injuries due to the negligent, careless, or reckless actions of others. At JPPLAW, we represent individuals and families in a wide range of personal injury matters, providing dedicated and aggressive advocacy when it matters most.
We take the time to truly listen to our clients, understand the impact an injury has on their lives, and develop a strategy tailored to their specific needs and goals. Our firm is relentless in protecting our clients’ rights and pursuing the maximum compensation they deserve.
Known for going above and beyond, JPPLAW has earned a reputation for exceeding client expectations through responsive communication, thorough preparation, and results-driven representation. When you trust your case to our firm, you can focus on your recovery with confidence, knowing your matter is in capable, experienced hands.



If you or a loved one has been injured, it is normal to have many questions and concerns about what comes next. Understanding your rights and legal options is an important first step toward protecting your future.
If you are looking for a personal injury attorney, our firm is here to help. We are located in Wilkes-Barre, but we proudly serve clients throughout Northeastern and Central Pennsylvania.
Here, we address some of the most frequently asked questions about personal injury claims to help you better understand your right to compensation and the steps you can take to move forward with confidence.
As soon as possible. Insurance companies immediately start to investigate injury claims shortly after they are notified that a claim exists. They gather evidence, obtain photographs and recorded statements, and many times will bring a defense attorney into the picture.
Insurance companies do this to either undercut your injury claim or deny it altogether. You need a dedicated advocate to fight for you from the start. At JPPLAW, we will guide you through the process from day one, ensuring that you know exactly what to do to maximize your chances of a fair recovery.
At JPPLAW, we fight to maximize our clients’ financial recoveries so that they can focus on their futures. We strongly believe in fighting for just compensation and justice, and we have a reputation for getting real results for our injured clients.
When you need help after suffering an injury due to the negligence of another, we are here to help!
Honestly, it depends on the facts — and anyone who gives you a number before knowing them isn’t being straight with you. The value turns on how badly you were hurt, your medical bills and future treatment, time you missed from work, how the injury affects your daily life, and how much insurance coverage is available. Serious, well-documented injuries with clear fault are worth more. We’ll give you a candid assessment of your case once we’ve seen the records, not a guess designed to sign you up.
Nothing upfront. Personal injury cases are handled on a contingency fee, which means the fee is a percentage of what we recover for you — and if we don’t recover anything, you don’t owe an attorney’s fee. That structure exists so an injured person can afford a lawyer while they’re out of work and the medical bills are coming in. We’ll explain the exact terms in writing before you sign anything, so there are no surprises later.
Generally two years from the date of the injury. That deadline — the statute of limitations — is strict, and if you miss it, your claim is usually gone no matter how strong it is. There are narrow exceptions, and claims involving government entities have special notice rules with much shorter windows. Don’t count on an exception applying to you. The safe move is to talk to a lawyer early, while evidence is fresh and every option is still open.
You can report the accident, but be careful about recorded statements and quick settlement offers before you know the full extent of your injuries. The adjuster’s job is to close your claim for as little as possible, and statements you make early — when you’re sore, medicated, or still being evaluated — can be used to discount what you’re owed. You are not required to give a recorded statement to the other side’s insurer. It’s reasonable to say you’d like to speak with a lawyer first.
You may still have a case. Pennsylvania follows a modified comparative negligence rule: you can recover damages as long as you were not more than 50% at fault, and your recovery is reduced by your percentage of fault. If you’re found 51% or more responsible, you recover nothing. That’s why the facts matter so much in these cases — how fault gets divided often decides whether there’s a recovery at all, and it’s an argument worth having with evidence, not assumptions.
It varies more than people expect. A straightforward case with clear fault and finished medical treatment may settle in a matter of months. A case with serious injuries, disputed fault, or an insurer that won’t be reasonable can take a year or longer, especially if a lawsuit has to be filed. Settling before your treatment is complete is usually a mistake — you generally can’t reopen a claim later if your injury turns out worse than expected. We’d rather get it right than get it fast.
Questions about your situation? Call 570-822-5771 for a free consultation.
When you bought your auto policy, Pennsylvania made you choose. Full tort preserves your right to recover for pain and suffering in any accident. Limited tort is cheaper, but it generally gives up that right unless your injuries meet the legal definition of a serious injury — though there are important exceptions, such as being hit by a drunk driver or an out-of-state vehicle. Many people don’t know which one they picked until after a crash. Bring us your policy declarations page and we’ll tell you exactly where you stand.
Get medical care first, even if you feel okay — some injuries show up days later, and the medical record becomes the backbone of your claim. Report the accident to your own insurer, keep every bill, letter, and photo, and write down what happened while it’s fresh. Don’t give a recorded statement to the other driver’s company, and don’t accept a quick check — early offers arrive before anyone knows how hurt you actually are. Then talk to a lawyer before the paperwork buries you.
Underinsured motorist coverage — UIM — is part of your own policy, and it pays when the driver who hit you doesn’t carry enough insurance to cover your damages. Stacking means combining the UIM limits across multiple vehicles on your policy, which can multiply the coverage available to you; Pennsylvania lets you stack unless you signed a written waiver giving it up. These claims are made against your own insurer, and despite the commercials, your own company negotiates against you too. This is often where the real money in a serious case is found.
That’s what uninsured motorist coverage is for — it’s the companion to UIM on your own policy, and your claim is made there instead. Hit-and-run accidents are generally treated the same way, as long as the accident was reported promptly to the police and your insurer. If you don’t have this coverage, recovering from an uninsured driver personally is possible on paper but rarely practical. Either way, an early review of your policy tells us what paths are actually open.
A claim with clear fault, modest injuries, and completed treatment can settle within several months of treatment ending. Serious injuries take longer — we need to know your prognosis before anyone can value the claim honestly, and insurers delay when the numbers are large. If the company won’t offer a fair amount, filing suit extends the timeline but often changes the negotiation. In the meantime, your own policy’s medical benefits pay your treatment bills regardless of fault, so care shouldn’t wait on the claim.
Not simply for using benefits you’re entitled to after someone else caused the crash. Pennsylvania’s no-fault medical benefits — the first layer that pays your medical bills after an accident — come from your own policy by design, and using them isn’t an admission of fault. Rate decisions are up to each insurer, and we can’t promise what any company will do, but declining medical care or skipping a valid UIM claim out of rate fears usually costs far more than it saves. Get the treatment and the coverage you’ve been paying for.
Questions about your situation? Call 570-822-5771 for a free consultation.
Since 2009, JPPLAW has been dedicated to protecting the rights of individuals and families throughout Northeastern and Central Pennsylvania who have been injured due to another party’s negligence. You should not have to bear the financial burden caused by someone else’s careless or reckless actions. Our firm is committed to fighting for the compensation and justice you deserve.
Conveniently located in downtown Wilkes-Barre, we proudly represent clients across the region, including but not limited to Hazleton, Scranton, Stroudsburg, and surrounding communities.
Contact us today to discuss your case and learn how our experienced personal injury attorneys can fight for your recovery and protect your future.
Attorney Provinzano takes incredible pride in the more than “484 Five Star Reviews” that he’s received from his clients!
16 W. Northampton Street, Wilkes-Barre, PA 18701
Phone: 570-822-5771 · Toll-free: 888-JPPLAW-1
Email: MyLawyer@JPPLaw.com
Hours: Monday–Friday, 9:00 AM – 5:00 PM · After-hours and weekend appointments available
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