> Personal Injury & Bankruptcy Lawyer in Mechanicsville, PA

Personal Injury & Bankruptcy Lawyer in Mechanicsville, PA

Filing for bankruptcy is something no one ever wants to do, but as you build up debt, you may find that living this way is simply unmanageable. Bankruptcy could actually get you back on track to financial independence.

Attorney Jason P. Provinzano of JPP Law is ready to represent you if you need a bankruptcy lawyer in Mechanicsville, PA. Jason understands that the very thought of declaring bankruptcy can be frightening to some people. Furthermore, bankruptcy has several myths and misconceptions surrounding it that seem to scare people away from considering it a viable option for eliminating their debts.

Bankruptcy is a way forward, however. Let’s explore some of those bankruptcy myths and reveal the truth of the matter.

Myths of Bankruptcy

As we dive further into bankruptcy, we hope that learning the truth can change your mind about the bankruptcy process and see that this is not a frightening concept so much as a liberating one.

Filing as Married Couples

Many people believe that married couples must file for bankruptcy together, but that is not the case. If a loved one has debts of his or her own, then that person needs to take care of those debts independently. A married couple may need to file together if the debts are in both your names. The law surrounding married couples and bankruptcy can undoubtedly get confusing, which is why you will need a Mechanicsville bankruptcy lawyer to represent you in court.


Bankruptcy Kills Credit Permanently

Bankruptcy does not kill credit permanently under any circumstance. There will be limited access to credit for as long as your bankruptcy is on your report. Still, you might be surprised to see how quickly your credit starts to improve once you file for bankruptcy. The fact is that your credit will be far from permanently damaged if you file bankruptcy. Things may be a little tough and restricted at the beginning, but this is the way forward if you want your credit to improve in the long term.


Bankruptcy Discharges All Debt

Bankruptcy may discharge some of the debts that keep you awake at night, but in no way is it guaranteed to clear all of your debt. Chapter 7 bankruptcy may eliminate many of your unsecured debts, such as medical bills, credit card charges, and personal loans. But there is no promise that all your debt will be removed, so you have to prepare yourself to pay back some debts through a structured repayment plan. Bankruptcy lawyers are there to help you understand all this, so you don’t make significant mistakes.

Hire a Mechanicsville, PA, Bankruptcy Lawyer

Here at JPP Law, we want to help you and your family get back to living a happy, carefree lifestyle once more. We will work with you to declare bankruptcy the right way and start down the path to financial freedom.

Jason P. Provinzano works tirelessly for his clients because he wants to see them do well. Contact JPP Law today if you need a bankruptcy lawyer in Mechanicsville, PA.

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