Bankruptcy lawyer in Luzerne County PA

Struggling with debt is something that many Americans have to face. In some cases, those dealing with large amounts of debt don’t have the income to afford to pay it off, which leaves them in an incredibly difficult situation with few ways to get out of it. Getting far into debt can happen to anyone, even when you’re careful about your finances. Being in debt shouldn’t be enough to ruin your life, which is why bankruptcy is the best solution for many. In addition to being overwhelmed by debt, you also have to deal with non stop calls from debt collectors. 

If you’re considering filing for bankruptcy, you need a reputable bankruptcy lawyer on your side. Having the right legal advice during this time is extremely important. JPPLaw wants you to be able to get your life back on track, and winning your bankruptcy case is crucial for this. We fight for residents in Luzerne County to help them recover from crippling debt by filing for either Chapter 7 or Chapter 13 bankruptcy. 

Chapter 7 Bankruptcy

Most people filing for bankruptcy will be filing Chapter 7 bankruptcy. This chapter is available for both individuals and businesses who are unable to pay off their debts. By filing for Chapter, you can eliminate certain types of debt completely so that you won’t have to continue to pay them off in the future. Some might even be able to have all of their debts eliminated through Chapter 7 bankruptcy. Those who file for Chapter 7 bankruptcy are able to get a fresh start, although not everyone qualifies for it. Another benefit of Chapter 7 bankruptcy is that you’re often able to keep your assets. At JPPLaw, we can help you determine whether or not you qualify for Chapter 7 bankruptcy in only a few minutes.  

Chapter 13 Bankruptcy

Unlike Chapter 7, filing for Chapter 13 bankruptcy doesn’t completely erase your debt, and rather gives you a chance to pay them off with three to five years. Whereas those filing for Chapter 7 bankruptcy don’t have the income to pay off their debt, Chapter 13 is intended for those who do have the financial means to pay it off, but require a specific repayment plan. It’s also known as “reorganization bankruptcy” because it gives the opportunity to rearrange your debt in a way that makes it easier to pay off. Chapter 13 bankruptcy can also help stop interest from accruing, late fees, and penalties. This chapter is also only available to individuals. 

Experienced Bankruptcy Lawyer in Luzerne County

No matter your circumstances, filing for bankruptcy is daunting. Although declaring bankruptcy can get rid of the stress that being in debt can cause, it isn’t always an easy process to go through. If you’re filing for bankruptcy, your future depends on you getting out of debt. In order to do this, you need the legal services of Attorney Jason P. Provinzano. With nearly a decade in the field and experience working with hundreds of bankruptcy cases, we can give you the help you need to get out of debt. 

If you feel like you’re trapped by your debt, don’t wait any longer to speak with a bankruptcy lawyer. JPPLaw offers a free consultation for residents in Luzerne County. Contact us today to find out if filing for bankruptcy is right for you.

Get Your Life Back!

When you need an attorney in Luzerne, call JPPLaw. We’re here to explain the unknown and to expose the myths and misconceptions about bankruptcy. We care and we always have your back. Call us now to land back on your feet!


Law Offices of Jason P. Provinzano, LLC
16 W. Northampton Street
Wilkes-Barre, PA 18701

Free Consultation

Call us today to get started, 570-822-JPP1, or leave us a message below.

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