Bankruptcy Lawyer in Archbald, PA

It’s hard to find someone today who hasn’t had at least a small amount of debt at some point. Debt is something most of us experience, no matter the income we have. Even when you try to make the best financial decisions, you can end up falling into debt. Some might rely on credit cards for their basic needs, which can make it easy for debt to pile up or have a large, unexpected cost, like a medical bill, that forces them into debt. Whatever has caused you debt, once it starts, it can be hard to get out of. 

Attorney Jason P. Provinzano is here to help if you need help getting out of debt. At JPPLaw, you have the assistance of a qualified bankruptcy lawyer in Archbald, PA, to help you through Chapter 7 or Chapter 13 bankruptcy. 

What are the Benefits of Bankruptcy?

Bankruptcy can be a scary thought, even for those who aren’t struggling with debt. eople tend to talk about bankruptcy as if it’s terrible to go through and make your situation more complicated. However, this is far from the truth for many people who file for bankruptcy. If you’re struggling to pay off a large amount of debt, bankruptcy can give you a second chance. 

Stop Debt Collectors From Calling

Being in debt can feel even more stressful when you’re constantly getting calls from debt collectors. When you aren’t able to pay off your debt, getting frequent calls from debt collectors only makes the situation worse to go through. Filing for bankruptcy can prevent debt collectors from calling you as you pay off your debt. It also prevents debt collectors from actions such as repossessing your property or garnishing wages.

You Might Be Able to Keep Your Possessions 

Many people fear that when they file for bankruptcy, they’ll have to give up all their possessions and property. While some people who file for Chapter 7 bankruptcy may have to give up some of their possessions to cover the cost of their debt, this isn’t always the case. Many people file for bankruptcy and successfully discharge their debts without giving up any of their possessions.

You Can Work On Improving Your Credit

Bankruptcy will show up on your credit report for ten years if you’re filing for Chapter 7 and for seven years when you file for Chapter 13. The thought of future lenders seeing that you’ve filed for bankruptcy can make you wary of going through with it. While this can impact you, it’s not always as bad as what debt you can’t get rid of can do to you. After filing for bankruptcy, many people work in rebuilding their credit, which can put you in a much better place than you’d be in if you didn’t file for bankruptcy.

Experienced Bankruptcy Attorney in Archbald, PA

There are many reasons to file for bankruptcy, and those who truly need it can benefit greatly from it. Still, this can be a stressful and challenging time for anyone, so you need the right team on your side. Attorney Jason P. Provinzano has years of experience helping people just like you get out of debt so they can get their lives back on track.

If you’re considering whether or not filing for bankruptcy is right for you, contact us today for a free consultation.

Get Your Life Back!

When you need an attorney in Lackawanna County, call JPPLaw. We’re here to explain the unknown and to expose the myths and misconceptions about bankruptcy. We care and we always have your back. Call us now to land back on your feet!


Law Offices of Jason P. Provinzano, LLC
16 W. Northampton Street
Wilkes-Barre, PA 18701

Free Consultation

Call us today to get started, 570-822-JPP1, or leave us a message below.

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