When Your Own Insurance Company Lowballs You: Bad Faith After Devincenzo-Gambone

Your own insurance company is supposed to be in your corner. In Devincenzo-Gambone v. Erie Insurance Exchange, it wasn’t — Erie shorted its own insureds $50,000 on an arbitration award it had agreed to, and never told them it was keeping its options open. The Pennsylvania Superior Court’s October 17, 2025 decision affirmed that this […]

Student Loans in Bankruptcy in 2026: The Federal Discharge Path Is Still Open

Ask most people — including, until recently, most lawyers — whether student loans can be discharged in bankruptcy, and you’ll get a flat “no.” That answer was never quite the whole story, and since late 2022 it has been materially wrong for federal loans. The federal discharge process created then is still open and operating […]

Filing in the Middle District of Pennsylvania? Three Practice Changes for 2026

Most of what determines whether a bankruptcy case runs smoothly never makes the news. It’s the local rules — the forms, the filing procedures, the court orders that govern how cases actually move through the courthouse. If you’re filing in the Middle District of Pennsylvania, which covers Wilkes-Barre, Scranton, and Harrisburg, three changes in the […]