JPPLAW is local, and we’re here to help! We understand that people want to pay their bills. However, due to the occurrence of an unfortunate event beyond their control, such as a recent job loss, layoff, divorce, illness, or death of a spouse or loved one, many people are unable to meet the impossible demands of creditors and debt collectors. Let’s fix it!
To start, let’s address the main question you probably have right now: what is bankruptcy?
Bankruptcy is a way to give a person and their family a “fresh start” – a new beginning. It’s a way to put an end to harassing creditor and debt collector phone calls, collection letters, and lawsuits. It’s a way to obtain financial freedom.
Many people have negative associations with bankruptcy. They see it as humiliating and are afraid they will lose all their money and possessions. This is not true!
The truth is that bankruptcy can actually do the following for you:
You now understand that bankruptcy is a legal process that can help you manage your debts when they become overwhelming.
But did you know there are many types of bankruptcy? Two of the most common types for which individuals file are Chapter 7 and Chapter 13.
You may be able to eliminate completely (Chapter 7) or restructure your debt (Chapter 13) so that it is easier to pay. Filing bankruptcy can also stop legal procedures such as the repossession of your car or foreclosure on your house.
Creditor harassment will also stop through the bankruptcy process. A skilled Wilkes-Barre bankruptcy attorney can help you to understand your legal options, decide between a Chapter 7 or a Chapter 13 bankruptcy, and navigate the process without issue.
Let’s take a moment to get into more details about the two most popular types of bankruptcy.
Chapter 7 bankruptcy eliminates most of your debt very quickly and efficiently. From the time your case is filed to the time you receive a discharge, it usually takes around five months.
Chapter 13 bankruptcy allows you to develop a manageable repayment plan over a period of either thirty-six month or sixty months.
JPP Law’s Jason P. Provinzano has helped countless clients achieve financial freedom and security by filing for bankruptcy.
And even though we are based in downtown Wilkes-Barre, we help people from all over Northeastern Pennsylvania. If you have been looking for a Scranton bankruptcy attorney, we will be there for you. The same applies if you’re located in Mechanicsville, Dunmore, or Weatherly.
Call us today at 570-822-5771 for a free and confidential consultation.
“Jason is an excellent attorney committed to providing the highest quality representation to clients. I endorse this attorney without reservation.”
“I highly recommend Attorney Provinzano. Excellent attorney in Wilkes-Barre area and works hard for
There are many myths, misconceptions, and misleading information out there about bankruptcy and the bankruptcy process. Attorney Jason P. Provinzano will listen to your concerns, answer your questions, and immediately help put your mind at ease.
You will quickly understand that you are not trapped and that there absolutely is a way out from underneath your debt. We will discuss options with you so that we can come up with a game plan and start working toward fixing your financial situation. You will feel much better after speaking with Attorney Provinzano!